Insurance companies are beginning to realize that there is something to additive manufacturing. It’s all tied up in something that insurers call “risk,” meaning the potential for the loss of something of value as weighed against the value gained.
These are not abstract moral questions about risk in the colloquial usage of the term, such as: what are the risks to society caused when 3D printed guns can be produced and distributed? Instead, these are concrete questions about responsibility and, ultimately, money.
Zurich Insurance has recently begun a thorough investigation of the insurance risks associated with additive manufacturing. The aspects of 3D printing that are currently on their investigative radar revolve around issues of design and intellectual property, raw material quality, untested material combinations, product and employee liability risks, and jurisdiction for products that are distributed across borders. … (Read more)